Built for startups in the UAE & Saudi

Company cards that close the books for you.

Issue virtual cards in seconds, cap every budget in real time, and let Falqon chase the receipts on WhatsApp. Your month-end goes from two weeks to one afternoon.

No monthly fee · AED & SAR accounts · Finance-team approved

Spend overviewJune · live

AED 184,320 ▼ 12% vs May
MarketingAED 42,100 · 61%
Cloud & toolsAED 38,450 · 88%
TravelAED 12,780 · 34%
falqon
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LAYLA A · MARKETINGVIRTUAL · 09/28
Limit AED 15,000/moFrozen with one tap
TALA PAYOASIS ROBOTICSMIRSALQAF CAPITALHEXA CLOUDSAHARA LABSBAYT VENTURESNOOR AI
Spend, under control

Every dirham accounted for, before finance even asks.

Cards in seconds

Spin up a virtual card per vendor, per campaign, per trip. Freeze or kill it just as fast — no bank branch, no forms.

🎯

Real-time budgets

Set limits by team, project or merchant category. A card simply declines at the cap — policy enforced by design, not by email.

💬

WhatsApp receipts

The moment someone pays, Falqon pings them on WhatsApp. They snap the receipt, we match it to the transaction. Done.

Approvals that move

Requests above limit route to the right approver in WhatsApp or Slack. Median approval time across Falqon: 4 minutes.

📚

Books close themselves

Coded transactions sync to Xero, QuickBooks and Zoho Books nightly, with VAT split out and receipts attached.

🛡️

Compliant by default

Issued with licensed partners regulated by SAMA and the Central Bank of the UAE. Funds safeguarded in local accounts.

1,900+
GCC companies run spend on Falqon
AED 840M
managed through Falqon cards
1,200,000
receipts auto-matched, zero chasing
Pricing

Free. We only earn when you spend abroad.

Standard
AED 0 / month, forever
  • Unlimited virtual & physical cards
  • Unlimited users and budgets
  • WhatsApp receipt capture included
  • Accounting sync (Xero, QuickBooks, Zoho)
Open an account
The only fee
2.9% on non-AED / non-SAR spend
  • Transparent FX at the interbank rate + 2.9%
  • No card fees, no seat fees, no minimums
  • Volume pricing past AED 1M/month
Falqon Financial Services operates with licensed partners regulated by SAMA (Saudi Arabia) and the Central Bank of the UAE. Client funds are safeguarded in segregated local accounts.

Your next month-end could take an afternoon.

Open a Falqon account today, issue your first card in under a minute, and watch the receipts collect themselves.

Open your account →